Our Investment Philosophy

The Income Model

The Income Model is an investment strategy that focuses on generating income through a diverse portfolio of fixed income and fixed-income-like equity positions. This income-first approach helps generate renewable income streams that can fund recurring retirement expenses while seeking to help preserve and grow investment principal over the long term. It’s a sound investment strategy that eliminates the need to rely on the 4% withdrawal rule.
Why? Because clients are earning the interest and dividends and not withdrawing principal, which is a way to help ensure their retirement savings can last a lifetime. To accomplish this, our affiliated RIA Sound Income Strategies, LLC avoids mutual funds and focuses on individual, income-generating securities that can be customized and managed for specific client investment needs.

Advantages of individual securities include better:

The Transition to Income-Generating Investments

A properly managed, income-oriented portfolio can successfully deliver short-term and long-term return outperformance that helps solve most challenges investors face when pursuing successful, sustainable retirement. That is where our affiliated RIA Sound Income Strategies, LLC can help to set you apart. By working together, we can help you find sound and innovative solutions for all your clients’ current income, and longer-term retirement needs.